There's a time and place for every thing.
If your putting your self at risk , then your insurance premiums should reflect that.....so that it's coming out of their pocket , not mine....
If your putting others at risk ,..then your putting me at risk, or worse , my family....be prepared to face that consequence as well.
If those young jabroni's love the feeling of the thrill then they should do what I did when I was young and dumb...I joined the Marines. I got the thrill I was looking for combined with the discipline that I needed.
Used to take chances too in my younger days 'til a couple of close calls wised me up. Nowadays when I see guys doing crazy stunts and high speed passes, I just cringe and look away. Really don't want to witness any carnage close up and personal.