Debt Relief

[Lum Max]

What's up fellow Maxers, need a little help. Does anyone know of a reliable co. that does dept relief. Any an all help would be great. :bang head:

 

[82ndCowboy]

Don't believe any of that crap you see on TV or get in email spam. It's all a scam.
YOU DON'T HAVE TO PAY ANYONE FOR LEGITIMATE COUNSELING.
Go to your local consumer credit counseling office instead.
Or do it yourself by contacting your creditors and work with them.

 

[dkw0417]

As cowboy stated the consumer credit counseling is the good place to start if you really need that. It reallyl is better to try to work it out yourself and setup small payment plans. Just realize that alot of creditors will say they are willing to work with you and then send your account to collections anyway, once there just deal with them and set up payment plans. They will make it sound like you need to pay as much as possible as fast as possible but most will take what you offer on payments if you stick to it. Or Once there you can usually work out deals as low as 50 to 60% off if you have to cash to put down in one shot. Some creditors will straight up sue you before working with you, depends on what kind of account you have an with who. Just stay away from any other consolidation type companies. CCC is the only one worth it, but keep in mind your credit will get smashed either way, until you pay off the accounts and start building it back up.

Oh yeah, if collections are after you, look up the FDCPA and read it. I promise you will get companies that break it and you can probably sue them into paying off your debt.

By the way I work for a collections agency.

 

[Lum Max]

Thanks Guys for all the info. I new fellow vmaxers would come through.unk: