Did you purchase all the fasteners from the same source? Could be the bolt material is too soft, regardless of the grade markings. Apparently there are lots of bogus fasteners flooding into the market, including the aircraft industry, which is really scary.
Or too much torque is being used at installation. If a torque wrench is not available, use a flat washer AND a lock washer. Torque only enough to fully compress the l.washer, and you should be good to go.
As for the cracking on the guard itself, make sure there is no interference between the bolt and hole. If I remember correctly, I had to file one or two of the fastener holes "oblong", in order to match up with the tapped holes of the framework. The bolts should screw into the frame with no interference from the guard, until contact takes place with the head/washers.
One other possibility - The guards themselves are slightly warped, and not contacting the frame evenly. For instance, if the bottom bolts are tightened first, and then a gap is noticed at the top mounting location, between the guard and frame, requiring excessive torque on the fastener to close the gap. Shims (flat washers) between the guard and frame would solve this issue.
Cheers!