What temps are you riding in? I've been out when there is frost on the ground. I don't have any special MC gear. I just wear what I would if I were going to be working outside for 12 hrs. As far as gloves, I just wear a pair of really thick, well insulated gloves. My favorite ones are about 5 years old. They are made by Carhartt. Keeps my hands reasonably warm at highway speeds in the upper 30's. Still get cold fingers after about 1 hr but its bearable.
This is what I trypically wear for an extended ride in the cold:
Feet:
regular socks
wool socks
insulated work boots
Legs:
Long thermal underwear
Jeans
Insulated carhartt overalls
Torso:
T shirt
thermal shirt
Flannel shirt
Hooded sweatshirt
Riding jacket (summer jacket)
Neck:
Just some cheap neckwarmer/baclava thing.
Full face helmet
And the gloves as mentioned.
I've been able to log some miles in cold weather with this gear. It still gets a bit chilly after riding for long periods of time if the temps are sub 40 and no sun.
I missed most of this summer and all of last summer so I have been hitting it when I can.