A good small flashlight should provide sufficient illumination to verify the condition of your tank innards. Anything but shiny metal is bad. It's not much of a deal to remove the gas tank, if you have-to, if you discover it has issues. There's a thread on it.
Take your fuel filter to the auto parts store, and you should be able to find a replacement which fits the available space, for about $5-$6. If you do a search on-here, you can get the NAPA or other part #. The Russell metal filter is a good one, as it's cleanable/re-usable. I open my gas filters to see what it caught, once the new one is aboard. Like the ancient priests examining the owl entrails, for foretelling the future, it's helpful in diagnosing issues. If you find rust-dust, or actual rust particles, you know what to expect when you examine the gas tank.